Medical, Dental and Vision

http://www.freedigitalphotos.net/images/view_photog.php?photogid=2023Part of your planning should include at least three of the usual medical issues we deal with yearly. Medical, Dental and Vision care. Each year, the average American worker goes through an insurance “open enrollment” period, where his insurance options are up for review and modification. The actual renewal date is when those provisions begin a calendar year period of service.

Taking advantage of your benefits must be a part of your preps. It doesn’t matter how much or how little you contribute to these health benefits. They are yours, by contract, and it’s akin to foolishness to ignore their usage (as I did with my vision bennies). If the stinky hits the blades, it may be too late to take advantage of them. From a practical standpoint, it makes sense to stay on top of your health condition anyway. Making a habit of reviewing how much is left in your yearly allotment is smart. Do not let it go to waste, especially if you have reason to expect some sort of physical limitations if things go south.

Medical

Do you have a medical condition that you are just living with? Is it something that can be handled, but is set aside due to concerns about discomfort, or effort in rectifying it? Does it involve an embarrassing procedure such as a colonoscopy or prostate exam /biopsy? Are you afraid of confirming something you’d rather not accept? Use your benefit allotment and get it taken care of. Just commit to doing it, and then DO it. Once you’re on the back side of the treatment you’ll feel better about it, and be more secure in your ability to go on under the stress of rudimentary living or tactical situations.

Unlike my vision plan, I do make use of my medical benefits. While I don’t run off at every twinge and twitch, I do get things looked at if I feel there is a possibility of something greater either hiding, or developing.

Dental

Dental infections, low grade or otherwise, can lead to systemic body inflammation, general infections, oral bone loss and heart disease. Infections in the bones of the mouth are very hard to treat, even with proper advisement and treatment plans. Ill fitting dentures and bridges and crowns, damaged tooth roots, rotting root canals…. all of these can lead to other problems. Some of them are serious. The thing can be cured, though some take more work than others. Imagine having very bad oral pain later – when no dentist or oral surgeon is available to help. Sure, there is the “Where There is no Dentist” book for reference, but why wait? Take care of it now. If no serious problems come along to upset us, at least we won’t have our own dental issues to haunt us as we age

Vision

Our eyes change. If you don’t have glasses now, you might later. But for those that do, limiting your possibilities by having only one pair of eye glasses, or a limited supply of contacts, will also limit your activities if you are suddenly denied the use of them. Backups are always worth it. Use your benefits yearly, and build up your supply of eye wear.  Don’t skimp, either. Most benefit plans are applicable to only one set of glasses per year, so you won’t be able to break up the funding across more than one pair of glasses. Get the best you can, and then supplement with a cheaper pair as backup. Keep your old pairs for extreme emergencies.

 

 

Leave a Reply

You can use these HTML tags

<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

  

  

  

Blue Captcha Image
Refresh

*

Monthly Archives